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Real Estate New Jersey Real Estate Salesperson Sample Questions:

1. A married couple is purchasing a home. They ask the salesperson to advise them regarding the best way to take title. The salesperson should

A) advise them to take title as tenants by the entirety.
B) ask a broker to make a recommendation.
C) explain the possible types of joint ownership so they understand the options.
D) decline to advise them and suggest that they consult an attorney.

2. In surveying, monuments are used to establish:

A) a common address
B) historical sites
C) real estate boundaries
D) flood elevation

3. A married couple is planning to purchase a house that costs $86,000. If they obtain a 60% loan and the lender charges a 2.5% loan origination fee and 0.5 discount points, what is the cost of these expenses?

A) $2,150
B) $2,580
C) $1,548
D) $1,290

4. According to the New Jersey Real Estate Time Share Act, if a licensee is selling a timeshare located within the state of New Jersey, all of the following are true EXCEPT that the:

A) licensee must hold a timeshare sales license.
B) contract of sale must provide notice of a seven calendar day rescission period.
C) timeshare must be approved by the Real Estate Commission.
D) licensee must provide the buyer with a copy of the Public Offering Statement.

5. In many states, usury laws:

A) establish a maximum rate of interest allowed for loans.
B) provide a right to use property belonging to another.
C) impose a tax on a purchaser of personal property for resale or use.
D) determine the possible legal use of land.

Solutions: