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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Title Insurance Principles | - Title insurance policies
| |
| Topic 2: Insurance Regulation | 12% | - Licensing
|
| Topic 3: Title Exceptions and Procedures for Clearing Title | 21% | - Liens and encumbrances
|
| Topic 4: General Insurance Concepts | 3% |
Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:
1. What requirements define which closing costs are allowable as charges to the borrower?
A) State
B) ALTA
C) FHA
D) RESPA
2. An insurer charges a higher premium for insurance because of someone's race, marital status, or age. This is an example of
A) unfair discrimination.
B) unfair coercion.
C) illegal inducement.
D) rebating.
3. Which one of the following estates may NOT be insured under a title insurance policy?
A) Easement.
B) Leasehold.
C) Life estate.
D) License.
4. Karen has a life estate in the property. Upon her death, the property passes to
A) her heirs.
B) her spouse.
C) the previous owner.
D) the remainderman.
5. Which two elements should always be contained in an escrow agreement, specifically to protect the fiduciary and prevent lawsuits?
A) limitation of liability and ability to resign
B) amount of escrow and addresses of each party
C) location of property and reason for escrow
D) time limit and file number
Solutions:
| Question # 1 Answer: C | Question # 2 Answer: A | Question # 3 Answer: D | Question # 4 Answer: D | Question # 5 Answer: A |
Dawn -
Still valid, enough to pass exam for me. Just three new questions. Based on reading and writing, I feel easy to pass with 95%. Wonderful!